Need help getting approved for a high risk ACH processing account?

We help high risk merchants with ACH processing.

We are full service payment consultants and brokers of ACH processing accounts. We specialize in the higher risk merchant types, and especially business lenders (we have more business lender clients than any other types). We have relationships with several of the most trusted processors to high risk merchant types and can help you get approved for one or more accounts. We know which processors will accept certain merchant types based on underwriting criteria and which ones won’t accept – so when you work with us, you don’t have to waste as much time getting declined at a bunch of places. Don’t waste time floundering – get  an advocate on your side that will help make the process of getting new ACH processing accounts easier than it would have been otherwise. We are like the “easy button” for high risk ACH debit and credit payments.

To make the process easy, we start with the “pre-app” and your last three to six months of processing and bank statements. With this in hand, we contact our processing partners (typically the President or VP level) to have them do a preliminary review. They will look at chargeback rates and volumes and look at your website – and if all looks good, then one or more will invite you to apply. Each processor has their own application but all will require the same supporting documentation (more on that below).

For high risk processing, the pricing proposal is always after the full application is accepted by underwriting as complete. Underwriting typically takes a couple days once all the required documents are all submitted together in one package (like a .zip file).

Then if accepted, each processor will present the pricing (think of this like a proposal) and our clients can choose the offers they like best.

We typically always recommend having at least two ACH processing accounts – that way, “just in case” anything were to happen with one account, you already have another account.

With ACH processing, the designation of “High Risk” can be a result of your business type but also because you have a large average transaction amount (typically >$1500).  If a payments processor professional has told you that your business type is high risk, then it probably is.  Regardless of why your business is considered high risk, it is possible to get an account – and while we cannot help all clients, we do have a pretty good success rate for clients that can submit a “full application package”.  We work with a diverse client base but do a lot of work with legal and licensed short term consumer lenders with brick and mortar stores that follow state usury laws and help business lender merchant cash advance business funding clients.

If you are tired of getting declined and want a friend in the processing business, then contact us. Our goals are perfectly aligned with yours – we don’t get paid if we don’t help our clients get approved and start processing.  There are no costs to apply or work with Prineta. We are independent agents with nearly a dozen ACH processors so we set up accounts directly with each processor and earn a small commission on the backend for bringing them the account. So its really a no cost, no risk proposition for clients of Prineta.

Use the form at the bottom of the page to contact us about ACH processing. Include your website URL and we will email you back.

Read more

Need ATM Services in Western Missouri?

Columbia, Lake of the Ozarks (Osage Beach), Springfield, Branson, Joplin, Warrensburg, Sedalia, Jefferson City

Prineta is a full service ATM company serving Central and Western Missouri offering free ATM placement programs for qualified locations looking to get an ATM and great deals for clients looking to buy a new ATM or find a used ATM for sale. Whether it is one location or dozens of locations, we are experienced and large enough to take care of all your ATM needs; sales and vendor service, professional installation, wireless connectivity, transaction processing, equipment maintenance and repair, cash management and replenishment, and everything needed for having an ATM at your location.

ATM-Services-Company-Western-Missouri

Read more

Prineta Expands ATM Services to Omaha, NE and Council Bluffs, IA

Local ATM Technician Available

If you are looking for a full service ATM company in Omaha or Lincoln, NE or Council Bluffs Iowa, you have come to the right place. At Prineta, we would like to be your ATM services company. We are an established ATM company from Kansas City and now service the extended Omaha region with a local technician.

We do free ATM placement for qualified locations (hotels, c-stores, casinos, convention centers, and other high traffic locations where there is a need for cash).  With our placement program, you can get an ATM installed quickly and we will manage everything including the cash loading and share some of the surcharge revenue with you (the amount depends on the number of transactions).  Our technician has gone through extensive ATM installation, maintenance and repair training so you can be assured your ATM will always be working.  We sell ATMs, both new and used, for clients looking to buy an ATM for sale.  And we also do ATM processing for clients that own their own ATM.

Read more

CONTACT US
Close