Merchants that accept upfront payments with future delivery can be considered high risk. These merchant types can be exposed to significant chargeback risks. Accordingly, if you are seeking a merchant account you should be ready to explain what exactly the merchant account will be used to process transactions for as well as your billing policies, including whether you accept any upfront payments or deposits and an estimate of the typical delivery/fulfillment timeframes between when payment is accepted and products or services are provided.
If we cannot get you approved for a standard merchant account, we can explore a high risk merchant accounts. Contact Us!