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Merchant Accounts

This section of Prineta.com features posts about the different merchant account services sold by Prineta. Prineta is a market partner and independent sales agent for dozens of registered ISO/MSPs representing Wells Fargo Bank, HSBC Bank USA, Harris N.A., First National Bank of Omaha, Merrick Bank and International Banks.

PIN Debit Solution for High-Risk Retail Businesses

May 16, 2017February 4, 2017 by Conner Morton

Prineta introduces PIN debit, our latest debit payment solution for high-risk retail businesses which are unable to obtain a high-risk merchant account and get approved to process credit cards. Unlike the popular Point of Banking (POB) aka “cashless ATM” solution, with PIN debit there are no monthly fees, no setup fees, no discount rates or transaction fees to merchant, no cash back after purchase required and no $5.00 increments required.   How does it work? Just like a normal debit card purchase, only an additional $3.00 is added Cardholder swipes card or inserts chip card Enters PIN, acknowledges they will be …

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Categories Merchant Accounts

Everything you need to know about getting a high risk merchant account

September 6, 2022January 3, 2015 by G Jason Schnellbacher

High Risk Merchant Account

If you are searching for a high risk merchant account and looking for a provider of Visa and MasterCard credit card processing services for high risk business types and need some help, then you have come to the right place. Almost everything you need to know about accepting credit cards in USA and Canada with a high risk merchant account can be found here; or at least that is our goal. This post contains the accumulated knowledge and advice of a veteran payment consultant with years of experience successfully helping clients with their payment needs. If you cannot find what you are looking for here, you can use the contact form at the bottom of the page to ask your question and we’ll do our best to get back with you promptly and offer to help.

Updated 11/25/18: Just about everything on this page that was written a couple years ago is still accurate and applicable. In 2018, we are seeing successes with CBD merchant accounts, Canadian Merchants, Credit Repair, Online Tobacco, and Debt Relief merchants but still serve a wide variety of clients.

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Categories Merchant Accounts

Get a month to month merchant account with no long term contract

December 13, 2021December 1, 2013 by G Jason Schnellbacher

If a merchant is unhappy with service or rates they shouldn’t have to pay a financial penalty or an early termination fee to find a better service.

Ever had a bad relationship with a merchant account provider?  Perhaps you know what it is like to get into a long-term contract only to be disappointed in the service and find out you are paying too much?  You know, that feeling of being trapped.  Nobody likes that feeling.  Why does getting a merchant account have to be like that?

Well it doesn’t have to be that way.  There are ISO processors out there with enough confidence in their rates and services to offer month to month contracts.  And it just so happens we know of couple of them.  Here’s the deal: One of our primary partners for merchant accounts is a First Data ISO from Pennsylvania that really runs a good operation.  They were like the #3 ISO to sign on with First Data back in the day when First Data first launched their ISO program in 1998.  The team that supports our clients are very experienced; 12 years on average.  They are very experienced with petroleum accounts and offer next day funding for retail and restaurants. They are big but not “too big”; they really do a good job taking care of our clients.  We have a lot of clients with them and haven’t heard a thing negative.  They have A+ rating with the Better Business Bureau.  They can get accounts approved quickly and get clients switched over in a single day.  We really like just about everything about this first class partner and know you will like them too.

Instead of me telling you about the program, we thought you might like to hear about the month to month merchant account program directly from the VP of Sales and Marketing in sort of an e-mail style interview.

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Categories Merchant Accounts

First Data ISO Program – Be the 800lb Gorilla and Win More Deals

August 26, 2022November 13, 2013 by G Jason Schnellbacher

Start Selling First Data

If you are a veteran ISO or Agent in the merchant services industry and tired of losing to First Data, then why not just join the First Data team?  You know the saying, “if you can’t beat ‘em, join ‘em”?  Well when it comes to bankcard sales, it couldn’t be more true.

If you are interested in the First Data ISO or Agent program, it can be difficult to get connected to the right place to even inquire; it’s a huge corporation and there isn’t even any contact information on the partnership page.  We understand and that’s why we wrote this post – to help you get the First Data deal you are looking for.

First-Data-Independent-Sales

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Categories Merchant Accounts

Quickest Funding Merchant Account

September 5, 2019April 28, 2013 by G Jason Schnellbacher

Looking for the quickest funding merchant account?  Heard rumors that some merchants get their money faster than you do?  It’s true.  Most merchants don’t know it but retail and restaurant merchants can receive deposits in as little as 12 hours with a next day funding merchant account.  There is no quicker or faster funding merchant account available.  If you batch out before 7 PM EST then you can have the money in your account by the next morning!  Even on Saturdays; batch before 7 PM EST and receive the deposits Monday morning.  Why wait 3-5 days to receive your money when you can get it the next day?

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Categories Merchant Accounts

Prohibited Business Type Merchant Account Credit Card Processing

August 16, 2022December 15, 2012 by G Jason Schnellbacher

Having a difficult time getting approved for a merchant account and keep getting declined because your business has been classified as high risk prohibited business type?  We can help.  We place merchants with processors both domestic and international offshore that specialize in high risk merchant accounts that will approve high risk, exotic and unique situations.

Need help finding a high risk merchant account and getting approved?

We can help most high risk and prohibited business types incorporated in the United States, including eCig Wholesale Distributors, Nutra and wellness supplements, MLM organizations, affiliate marketers, direct response advertisers, purveyors of digital, and many more.  We also do EU e-commerce high risk merchant accounts for companies incorporated/registered in Europe.

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Categories Merchant Accounts

What is ERR Pricing on Merchant Accounts?

April 9, 2015February 19, 2012 by G Jason Schnellbacher

ERR stands for Enhanced Reduced Recovery It is when the merchant has a qualified credit and debit flat rate plus surcharges on all downgraded fees. So to calculate the costs for non-qual transactions, you need to add the qualified rate to the downgrade rate for the total. That is what ERR means. 

Categories Merchant Accounts

Experienced Merchant Services Sales Agent in Kansas City

September 2, 2022January 15, 2012 by G Jason Schnellbacher

Looking for an experienced merchant services sales agent in Kansas City?  Trying to find a merchant services agent that can lower your net effective rate, the true way to measure savings, and provide competitive value added services most sales agents cannot offer.  Need a knowledgeable and experienced agent that can play in the big leagues?  One that knows his shit?  You have to meet the most experienced and knowledgeable merchant services sales agent, Tanner Morton.

Independent Merchant Services Sales Agent in Kansas City

800-951-9533

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Categories Merchant Accounts

Simple Flat Rate Merchant Account Pricing

April 9, 2015January 8, 2012 by G Jason Schnellbacher

If you process more than $5,000 every month you can qualify for a merchant account with a new revolutionary simple flat rate; 2.75% per swipe.  Simple.  Flat rate.  No set up fee.  No monthly fee. No per transaction fee.  No annual fee.  No commitments.

Like USPS Flat Rate Boxes

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Categories Merchant Accounts

Merchant Account with No Monthly Fee

April 9, 2015January 7, 2012 by G Jason Schnellbacher

Merchants that process more than $10,000 a month in bankcard sales can qualify for a merchant account with no monthly fees.  If you hate monthly fees, you’ve come to the right place.

We often waive monthly fees for qualified merchants and get rid of all the bullshit fees.  Merchants have told us that it simplifies their accounting to have a flat rate merchant account with no monthly fees and we have listened.

In response to merchant requests, we now offer merchant accounts with no monthly fees for merchants on flat rate pricing; all cards – one rate.  Simple.

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Categories Merchant Accounts
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