Looking for a free virtual terminal with no monthly fee to process credit cards online? Some processors will charge monthly fees; we don’t. We have two options for free virtual terminals with no monthly fees that will allow you to easily process credit cards, debit cards and electronic checks (ACH) depending on whether you need to swipe cards for in-person transactions or have specific e-commerce shopping cart integration needs. We work with two proven and highly rated merchant service providers/processors that specialize in the business-to-business and e-commerce verticals with best-in-class ‘card not present’ MOTO (Mail-Order-Telephone-Order) online virtual terminals that are incredibly feature-rich, secure, and reliable.
Accept credit cards over the Internet any time and any place with a free virtual terminal when approved for a merchant account.
Lowest Net Effective Rate
The only way to measure true merchant cost; the total bankcard sales divided by the total merchant services fees. When there are no additional monthly or per transaction fees associated with a virtual terminal, the net effective rate is almost always lower than competitors for most merchants. For high volume merchants, the net effective rate contribution for virtual terminal cost is probably low but for most Main Street merchants, this can be significant and represents big annualized savings potential. For this reason, we can almost always deliver the lowest net effective rate for small and medium-sized merchants because we have no additional monthly or transactions fees.
Proven Merchant Satisfaction
Our primary partner is a publicly traded company, has a background in the software industry, serves over 160,000 virtual terminal merchants, and has a track record of merchant satisfaction. We have placed hundreds of merchants and received very few complaints. All partner details are disclosed during the application process for competitive reasons.
Recurring Billing
Need recurring billing with different schedules and different amounts for different customers? No problem. These virtual terminals offer maximum flexibility with robust, easy to use recurring billing features. With our second partner, you can even copy and paste some code to your website to add self-service automatic recurring billing; it only takes 10 minutes. Perfect for property management companies, apartment complexes, self-storage, or any other type of business that needs automated, self-service recurring billing on the company website to eliminate administrative hassle. It is easy for customers and easy for merchants.
Level 2 and Level 3 Processing
Need level 2 or level 3 processing to itemize and pass through sales tax and order information for corporate or government purchasing cards? No problem. No extra charge.
Email Confirmations
Need automatic customer sale confirmation emails or sale notifications for every transaction? It is included for free.
Role-Based Permissions
Easily create login ids for employees to keep track of sales by employee and limit features such as processing of returns.
Completely Secure
Our Virtual Terminals are PCI-DSS compliant and safe to use because data is not stored on your computer. Security is taken very seriously.
Both Virtual Terminals provide security and fraud prevention features like Address Verification Service (AVS), Card Verification Value (CVV and CVV2) and a staff of risk specialists monitoring transactions to protect merchants and minimize chargebacks.
Loads of Features
- Add real-time web based payment acceptance to your website in as little as 15 minutes with our copy-and-paste code generator
- Support advanced features such as subscription based recurring billing and online registrations
- Add simple payment buttons or multi-item order forms
- Capture custom data from your customers based on your specifications
- Automatically email customer payment confirmations
- Receive email confirmations for each order submitted
- Access order reports and transaction history online
- Easily process returns if necessary
- Take advantage of a powerful Application Programmers Interface (API) or rely on point and click code generators
- Sell and redeem gift cards online and track customer loyalty for online purchases
- And More
There is no software to download and install and no upgrades to worry about.
Funds Availability
Sales revenue will be deposited into your business checking account two days after batch submission, which can be set to auto-close/auto-batch at 11pm every night so you will receive new funds every day.
Usability
Merchants tell us they love the user friendly interface that includes color coded graphics and charts that outline transactions while collapsible and expandable summary windows allow you to see the information that’s relevant to you. Intuitive drop-down menus allow you to get the information you need quickly!
Robust Reporting
Qualifications and Approvals
Merchants must have good or fair credit to be approved. Established and legitimate businesses have no problems with underwriting. We’ll help you though the application process; typically a couple days.
About Prineta
We are payment consultants based in Kansas City but set up merchant accounts with the free virtual terminal for telephone order and e-commerce merchants nationwide. We only work with vetted, proven providers with a track record of merchant satisfaction.
At Prineta, we specialize in tailoring payment solutions around you, and we have a full range of solutions to help you meet your business goals. We can help you get paid faster, expand your sales channels, reduce payment processing costs, and have all your payment transaction data automatically flow into your accounting or ERP software.
Imagine, regardless of how you process a payment – over the phone, at your retail counter, on the web or even via your cell phone – all processed payments can automatically flow into your accounting software. Ask us about integration methods available.
We will take good care of you. We believe in honesty, accountability and quality in everything we do. We strive to always answer the phone and our company executives are always available to address issues in an open and straight forward manner. We focus first on our clients’ bottom line and trust that in doing so our bottom line will take care of itself.
Please contact me.
Bill